SMS Banking

Machtel's Banking Solutions

The ever increasing popularity of mobile communications, higher penetration of mobile phones, smart phones and tablets and the maturity of the technology in offering secure communications has given a mean for financial institution such as banks to offer their customer value added services as to enable their customers to receive alerts and banking information such as status of the customer’s bank transaction on their mobile phone via the Short Message Service [SMS].

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With the implementation of this SMS services the Banks have seen the following potential advantages to their business:

Lower operating costs
Greater geographic diversification
Improved or sustained competitive position
Increase customer demand for services


The design and development of the application

MachTel SMS Banking Applications is designed with a modular concept so as to enable our customer to provision the currently required services and to add more services in the future as and when the business requirement need to be meet.

The design and development of the application shall include but not limited to the following:

Integration to third application such as the core banking system and any other component utilized for customer banking transaction such as credit card management, ATM, Internet Banking etc
PUSH messages for sending alerts, reminder and required customer’s banking information
PULL messages for customer to request their banking information
Message Scheduler so as to enable the banks to schedule a different sending time of the SMS PUSH for each or group of customers
Create and manage Message Template
Generation of reports on the SMS traffics and other user pre-defined report
Create and Manage User
Manage Customer

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SMS Banking